Assessment Information To obtain funds to pay covered claims, MPCGA assesses member companies based on a percentage of the net direct premiums written in Michigan in particular covered lines of insurance for the preceding calendar year. As required by statute, assessments are divided into five categories, which consist of worker's compensation insurance, automobile insurance, title insurance, “other 1” (fire, allied lines, farm owner’s multiple peril, homeowner’s multiple peril, inland marine, earthquake, and credit insurance), and “other 2” (all other types of insurance except life and disability insurance). Separate assessments are made for each statutory category and are limited each year to 1% of the net premiums written in this state for the previous calendar year. Refunds are made when, and in such amounts, as determined by MPCGA’s Board of Governors. Assessment History In accordance with section 500.7941 of the Michigan Insurance Code, the Board of Governors of MPCGA has authorized a refund in the following statutory categories: $9,000,000 Automobile and $10,000,000 Other 2, checks will be mailed in September. The Board of Governors will meet in December to determine if any assessment will be authorized for 2008. The last assessment was conducted in 2007: Assessment for 2007 $11,359,276 in Workers’ Comp (1%)   Assessment for 2006 $12,194,749 in Workers’ Comp (1%)   Assessment for 2005 $12,600,720 in Workers’ Comp (1%)   Assessment for 2004 $12,348,483 in Workers’ Comp (1%)   Assessment for 2003 $12,026,971 in Workers’ Comp (1%) $9,679,421 in Auto (0.15%)   Assessment for 2002 $11,082,356 in Workers’ Comp (1%) $15,463,244 in Auto (0.27%)